പൊതു വിവരം

Press Release : ഐ.സി.ഐ.സി.ഐ. ലോംബാർഡ് 2024 സാമ്പത്തികവർഷ ം ഒന്നാം പാദത്തിൽ അതിന്‍റെ ശക്തമായ പ്രകടനം ത ുടരുന്നു – പി.എ.ടി. 11.8% വർദ്ധിച്ചു, ജി.ഡി.പി.ഐ. 17.9% എന്ന വ്യവസായ വളർച്ചയെ മറികടന്ന് 18.9% ആയി വർദ്ധ ിച്ചു

19th July 2023

Respected Sir / Madam,

Please find attached press release regarding ICICI Lombard continues its strong performance in Q1 FY2024 – PAT grew by 11.8% & GDPI grew by 18.9% beating Industry growth of 17.9%

Please help us to publish this press release in your prestigious publication.

Thank you so much.

Best Regards,

Suchitra Ayare
+919930206236| suchitra

The Good Edge

Strategic Communications and CSR Advisory
www.thegoodedge.com

ജൂലൈ 19, 2023

ഐ.സി.ഐ.സി.ഐ. ലോംബാർഡ് 2024 സാമ്പത്തികവർഷം ഒന്നാം പാദത്തിൽ അതിന്‍റെ ശക്തമായ പ്രകടനം തുടരുന്നു – പി.എ.ടി. 11.8% വർദ്ധിച്ചു, ജി.ഡി.പി.ഐ. 17.9% എന്ന വ്യവസായ വളർച്ചയെ മറികടന്ന് 18.9% ആയി വർദ്ധിച്ചു

· കമ്പനിയുടെ ഗ്രോസ് ഡയറക്ട് പ്രീമിയം ഇൻകം (ജി.ഡി.പി.ഐ.) 2023 സാമ്പത്തികവർഷത്തിലെ 53.70 ബില്യണുമായി താരതമ്യം ചെയ്യുമ്പോൾ 2024 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിൽ 63.87 ബില്ല്യൺ രൂപയായിരുന്നു, ഇത് 18.9% വളർച്ചയാണ്, ഇത് വ്യവസായ വളർച്ചയുടെ 17.9 ശതമാനത്തേക്കാൾ കൂടുതലാണ്. വിള ഒഴികെ, കമ്പനിയുടെ ജി.ഡി.പി.ഐ. വളർച്ച 19.2% ആയിരുന്നു, ഇത് 2024 സാമ്പത്തികവർഷത്തിലെ 17.4% വ്യവസായ വളർച്ചയേക്കാൾ കൂടുതലായിരുന്നു.

· സംയോജിത അനുപാതം 2023 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിലെ 104.1 ശതമാനവുമായി താരതമ്യം ചെയ്യുമ്പോൾ 2024 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിൽ 103.8% ആയിരുന്നു.

o ചുഴലിക്കാറ്റിന്‍റെ ആഘാതമായ 0.35 ബില്യൺ രൂപ ഒഴിവാക്കിയാൽ, 2024 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിലെ സംയോജിത അനുപാതം 102.9% ആയിരുന്നു.

· നികുതിക്ക് മുമ്പുള്ള ലാഭം (പി.ബി.ടി.) 2023 സാമ്പത്തികവർഷത്തിലെ 4.65 ബില്യണിൽ നിന്ന് 2024 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിൽ 11.8% വർധിച്ച് 5.20 ബില്യണിലെത്തി.

o മൂലധന നേട്ടം 2023 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിലെ 0.32 ബില്യന്‍റെ സ്ഥാനത്ത് 2024 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിൽ 1.23 ബില്യണായിരുന്നു.

· തൽഫലമായി, നികുതിക്ക് ശേഷമുള്ള ലാഭം (പി.എ.ടി.) 2023 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിലെ 3.49 ബില്യണിൽ നിന്ന് 2024 സാമ്പത്തിക വർഷത്തിലെ ഒന്നാം പാദത്തിൽ 11.8% വർധിച്ച് 3.90 ബില്യണായി.

· 2023 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിലെ റിട്ടേൺ ഓൺ ആവറേജ് ഇക്വിറ്റി (ആർ.ഒ.എ.ഇ.) 15.0% ആയിരുന്നത് 2024 സാമ്പത്തികവർഷത്തിലെ ഒന്നാം പാദത്തിൽ 14.7% ആയി.

· സോൾവൻസി അനുപാതം 2023 ജൂൺ 30-ന് 2.53x ആയിരുന്നു, 2023 മാർച്ച് 31-ലെ 2.51x ആയിരുന്നു, ഇത് ഏറ്റവും കുറഞ്ഞ റെഗുലേറ്ററി ആവശ്യകതയായ 1.50x എന്നതിനേക്കാൾ കൂടുതലായിരുന്നു.

പ്രവർത്തന പ്രകടന അവലോകനം

(₹ ബില്യൺ)

ധനകാര്യ സൂചകങ്ങൾ 2023 സാമ്പത്തിക വർഷം ഒന്നാം പാദം 2024 സാമ്പത്തിക വർഷം ഒന്നാം പാദം വളർച്ച % 2023 സാമ്പത്തിക വർഷം
ജി.ഡി.പി.ഐ. 53.70 63.87 18.9% 210.25
പി.ബി.ടി 4.65 5.20 11.8% 21.13
പി.എ.ടി. 3.49 3.90 11.8% 17.29*

* പി.എ.ടി.യിൽ 2023 രണ്ടാം പാദത്തിൽ 1.28 ബില്യൺ രൂപയുടെ നികുതി വ്യവസ്ഥയുടെ തിരിച്ചടവ് ഉൾപ്പെടുന്നു

അനുപാതങ്ങൾ

ധനകാര്യ സൂചകങ്ങൾ 2023 സാമ്പത്തിക വർഷം ഒന്നാം പാദം 2024 സാമ്പത്തിക വർഷം ഒന്നാം പാദം 2023 സാമ്പത്തിക വർഷം
ആർ.ഒ.എ.ഇ. (%) – ആനുവലൈസ്ഡ് 15.0% 14.7% 17.7%
സംയോജിത അനുപാതം (%) 104.1% 103.8% 104.5%

2024 സാമ്പത്തിക വർഷത്തിലെ ഒന്നാം പാദത്തിലെ പ്രകടനത്തെക്കുറിച്ച് ഐ.സി.ഐ.സി.ഐ. ലോംബാർഡ് എം.ഡി.യും സി.ഇ.ഒ.യുമായ ഭാർഗവ് ദാസ്ഗുപ്ത പറഞ്ഞു, “ഒന്നാം പാദത്തിലെ ഞങ്ങളുടെ ശക്തമായ പ്രകടനം ഞങ്ങളുടെ കക്ഷികൾക്ക് മൂല്യം നൽകാനുള്ള ഞങ്ങളുടെ അചഞ്ചലമായ പ്രതിബദ്ധതയെ പ്രതിഫലിപ്പിക്കുന്നു. വെല്ലുവിളി നിറഞ്ഞ വിപണി സാഹചര്യങ്ങൾക്കിടയിലും, കരുത്തുറ്റ വളർച്ച കൈവരിക്കാനും ലാഭക്ഷമത നിലനിർത്താനും ഞങ്ങൾക്ക് കഴിഞ്ഞു. ഇത് ഞങ്ങളുടെ ബിസിനസ്സ് മാതൃകയുടെ പ്രതിരോധശേഷി, ഞങ്ങളുടെ ടീമിന്‍റെ അർപ്പണബോധം, ഞങ്ങളുടെ ഉപഭോക്താക്കൾ ഞങ്ങളുമേൽ അർപ്പിക്കുന്ന വിശ്വാസം എന്നിവയുടെ തെളിവാണ്”.

About ICICI Lombard General Insurance Company Limited

ICICI Lombard is the leading private general insurance company in the country. The Company offers a comprehensive and well-diversified range of products through multiple distribution channels, including motor, health, crop, fire, personal accident, marine, engineering, and liability insurance. With a legacy of over 21 years, ICICI Lombard is committed to customer centricity with its brand philosophy of ‘Nibhaaye Vaade’. The company has issued over 32.7 million policies, settled 3.6 million claims and has a Gross Written Premium (GWP) of ₹ 217.72 billion for the year ended March 31, 2023. ICICI Lombard has 305 branches and 12,865 employees, as on March 31, 2023.

ICICI Lombard has been a pioneer in the industry and is the first large scale insurance company in India to migrate its entire core systems to cloud. With a strong focus on being digital led and agile, it has launched a plethora of tech-driven innovations, including the industry first Face Scan on its signature insurance and wellness App – IL TakeCare, with over 4.6 million downloads. The company has won several laurels including ET Corporate Excellence Awards, Golden Peacock Awards, FICCI Insurance Awards, National CSR awards etc. for its various initiatives. For more details log on to www.icicilombard.com

For further press queries, please get in touch with Ms. Rima Mane +91 99877 87103 or Ms. Jayshree Kumar +91 97692 86661 or send an email to

corporate.communication

For investor queries please get in touch with Mr. Sarvesh Agrawal +91 70450 91174 or send an email to sarvesh.agrawal / ir

Disclaimer

Except for the historical information contained herein, statements in this release which contain words or phrases such as ‘will’ , ‘would’ , ‘indicating’ , ‘expected to’ etc., and similar expressions or variations of such expressions may constitute ‘forward-looking statements’. These forward-looking statements involve a number of risks, uncertainties and other factors that could cause actual results to differ materially from those suggested by the forward-looking statements. These risks and uncertainties include, but are not limited to our ability to successfully implement our strategy, our growth and expansion in business, the impact of any acquisitions, technological implementation and changes, the actual growth in demand for insurance products and services, investment income, cash flow projections, our exposure to market risks, policies and actions of regulatory authorities; impact of competition; the impact of changes in capital, solvency or accounting standards, tax and other legislations and regulations in the jurisdictions as well as other risks detailed in the reports filed by ICICI Bank Limited, our Promoter company with the United States Securities and Exchange Commission. ICICI Bank and we undertake no obligation to update forward-looking statements to reflect events or circumstances after the date there.

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